Close-up of a hand holding a pencil and writing something on a yellow paper, behind a red toy car that signifies car loan financing

car loan credit mortgage debt bank loan money lending borrow collateral interest grant financing refinancing finance financial institution contract financial literacy funding lease assets interest rate promissory note value downpayment expenditure prepayment equity repossesion installment liquidity property payments balance leasing personal loan trust broker overdraft surety subsidization investments bonis incentives direct loan mutual fund venture liability credit line appraised value