A close up shot of an Indian man shaking his head in disbelief, the man reviewing his credit card balance and is unhappy with the debt trouble he finds himself in

fraud worried man computer disbelief stress financial overdraft internet technology mixed race reviewing disappointed unhappy struggle asian depressed indian beard debt problem 4k difficulties liability overspending responsibility spending debit risk shocked expenses credit shaking head electronic banking online repayment handsome card ethnic transaction trouble close up tartan shirt male digital good looking